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Oriental Bank of Commerce (OBC) NRI Services

Oriental Bank of Commerce (OBC) is trying to be proactive as we have seen for the first time a bank is sending personalised emails to woo NRIs by making them understand their bank services and get benefit from their high interest rates. The email sent by OBC is as appended below:

Dear Sir/ Madam,

It is my pleasure to introduce Oriental Bank of Commerce to you, a Nationalized Bank having 1772 branches & 19 Extension Counters and 1270 onsite / offsite ATMs spread all across India. All the service outlets of OBC are fully computerized with branches connected through Centralized Banking Solution, Internet Banking and Phone Banking. So the customer of an OBC Branch is a CUSTOMER OF ALL CBS BRANCHES since we are offering Any Branch Banking (ABB). Our network of ATMs along with participation with various ATM consortium groups enables our customers to have access to around 65000 ATMs across the country. The Bank's branded International debit cum ATM card facilitates transactions through 28 Million Merchant Establishments and 1.7 Million ATMs across the world.

The Bank has set up correspondent banking relationships with almost all the major International Banks across the globe. OBC opens foreign currency accounts in which NRIs can send remittances to India in any major currency such as Pound Sterling, US Dollar, Euro, Japanese Yen, Canadian Dollar, Australian Dollar, Singapore Dollar, Swiss Franc, Hong Kong Dollar etc. through SWIFT/ telegraphic transfers/ demand drafts from any corner of the World. The Bank has entered into Arrangement with Five Exchange Houses in
UAE for Effecting Speed Remittance directly to your account in Indian Rupees We look forward to establish a long term and mutually beneficial relationship with you and seek an opportunity to serve you by providing banking services.

Our aim is to assist you in every possible manner to satisfy your banking needs such as:
1.       Offering you the best interest rates on deposits,
2.       Transfer of funds to / from your account
3.       Home Loans
4.       Retail Loans for NRIs.
5.       Insurance products
6.       Investment accounts etc.

For your ready reference, we are attaching the prevailing interest rates for FCNR & NRE/ NRO deposits for the various maturities. The Account opening form is and a list of our branches is available on our website. www.obcindia(dot)co(dot)in.  We shall be happy to serve you at any of our branches besides at our centralized NRI Cell located at Oriental Bank of  Commerce, 1st Floor, Plot No.5, Sector 32, Gurgaon, Haryana-122001, India. (The email ID of our NRI cell is nricell@obc(dot)co(dot)in)

We would like to inform you that the Bank had revised the interest rates on NRE & NRO deposit to 9.50% for a period of One year to less than two years, which is one of the best in the industry. Further, the interest rates on FCNR Deposits have also been revised upward from 08th May 2012. Assuring you of our Best Services always and looking forward to hearing from you.

Yours Sincerely,
Asst. General Manager
Oriental Bank of Commerce

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