RBI Releases directions on lending against gold, silver collateral

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MUTHOOT FINANCE, MANAPPURAM; RBI Releases directions on lending against gold, silver collateral

Maximum loan-to-value ratio to be 85% for gold loans up to 250,000

Maximum loan-to-value ratio 80% for gold loans 2.5-5 lakh

Maximum loan-to-value ratio 75% for gold loans above 5 lakh

Need detailed credit assessment for gold loans above ₹2.50 lakh

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