INDUSIND BANK BANK Q4 CONCALL

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INDUSIND BANK BANK Q4 CONCALL

Strategic Focus Ahead:
Cautious microfinance approach; focus on secured retail/MSME, rural Bharat banking, home loans, and digital growth.

Normalized Q4 Figures:
NII at ₹4,700 Cr, PPoP at ₹3,600 Cr, NIM ~3.47% (adjusted for one-offs).

Board's Commitment:
Strengthening governance, controls, and ethical practices to rebuild institutional trust.

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