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HSBC Special Home Loan Scheme

It is a good offer from HSBC where one can get a controlled rate of interest for new home loan or one can transfer the existing home loan. Offer is valid till 31 December 2012.

The rate slabs are as given below:

Home loan up to 25 lakh 9.75% p.a.
Home loan above 25 lakh and up to 75 lakh 9.99% p.a.
Home loan above 75 lakh and up to 100 lakh 10.25% p.a.

The documents required are as following:

  • Loan application form
  • Repayment track of 12 months and 18 months from salaried and self-employed individuals respectively
  • Documents from financial institution stating current loan outstanding, current/residual tenure, loan account open date and confirmation that it is a home loan and not a Loan Against Property (LAP)

However it is strange that offer is available only for select cities to include Chandigarh, Ahmedabad, Bangalore, Chennai, Delhi, Jaipur, Mumbai, Pune and Hyderabad.

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