A new cyber fraud method targeting pensioners has emerged. The Cyber Crime Cell of Lucknow Police warns citizens to stay alert against fake calls seeking to “update life certificates” online.
Cyber Criminals’ New Method to Deceive Pension Holders
The Cyber Crime Cell, Hazratganj, Police Commissionerate Lucknow, has issued a crucial alert for pensioners regarding a new scam targeting retirees. Fraudsters are posing as officials from the Pension Department and tricking pensioners into sharing personal details under the pretext of updating their “Life Certificate” online.
How the Scam Works
These cybercriminals already possess detailed information about pensioners such as date of appointment, date of retirement, PPO number (Pension Payment Order), Aadhaar number, permanent address, email ID, pension amount, monthly pension, and nominee details. Using this information, they call the pensioner pretending to be from the Pension Office and gain their trust.
They claim that the pensioner’s life certificate needs to be updated and ask them to share an OTP received on their registered phone number. Once the pensioner shares the OTP, the scammers gain control of the pensioner’s bank account and transfer funds to fake bank accounts or digital wallets.
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Official Clarification by the Pension Department
The official Pension Department never calls pensioners to update their “Life Certificate” or “Jeevan Pramaan Patra” online. Nor does it request OTPs or personal information over the phone. Pensioners are required to update their life certificate only in person at their respective pension office.
The department urges all retirees to remain vigilant and report any suspicious calls to the Cyber Crime Cell, Hazratganj, Lucknow. This step will help authorities take action against the fraudsters and protect other pensioners from falling victim to similar scams.
Precautions for Pensioners
- Never share OTPs, passwords, or account details with anyone claiming to be from the Pension Office.
- Avoid clicking on unknown links or filling online forms for “Life Certificate” updates.
- Update your Life Certificate personally at the authorized Pension Office only.
- Report suspicious calls immediately to the Cyber Crime Cell, Hazratganj, Lucknow.
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Key Takeaway
This warning from the Cyber Crime Cell serves as a crucial reminder — awareness is the best defense. Pensioners must verify every digital communication and never share sensitive information over the phone. Cybercriminals thrive on trust; stay cautious and act only through official channels.
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SEBI Disclaimer: The information provided in this post is for informational purposes only and should not be construed as investment or legal advice. Readers must perform their own due diligence and contact the concerned authorities for verification before acting on any message or call. The views expressed are general and intended for public awareness.











