• The Reserve Bank of India (RBI) has an online portal, Unclaimed Deposits Gateway to Access Information (UDGAM), to reclaim money from dormant accounts.
• As of July 1, it had 859,683 registered users.
• After ten years of dormancy, banks transfer the money to the RBI's Depositor Education and Awareness (DEA) fund. Visit Login to udgam.rbi(dot)org(dot)in with your registered credentials. Select the "Individual" tab for personal deposit search, Enter the name of the account holder, the bank's name, and at least one of the following like PAN, Voter ID, Driving licence, Passport number, Date of birth
• To search, users log in with their credentials, select "Individual," enter account holder details and identification information.
• Clicking "search" displays results, and clicking the bank's name redirects to its claim process page, where users can initiate the claim if a match is found.
