Bandhan Bank Q1 FY26 Key Metrics

Bandhan Bank Q1 FY26 Key Metrics

Net Interest Margin (NIM):
🔻 6.4% vs 6.67% QoQ
Marginal decline in core profitability margin.

Return on Assets (ROA):
🔺 0.8% vs 0.7% QoQ
Improved profitability on asset base.

Credit Cost:
🔻 3.5% vs 3.90% QoQ
Lower provisioning indicates improving asset quality.

Slippages:
🔻 ₹1,550 Cr, down 11% QoQ
Reduction in fresh stress formation.

Write-offs:
🔻 ₹1,047 Cr, down 8% QoQ
Decrease in bad loan cleanup, still elevated.

Slippage Ratio:
🔺 4.4% vs 3.7% QoQ
Slight increase in slippage as a proportion of advances.