Edit this postUse laptop only for banking transactions.
Use digi wallet only for making payments through mobile phones.
In samsung, it's better to keep all banking apps in secure folder. That supersets access to any other app to steal any data whilst you are using banking.
For PC's - use Linux in a pendrive/ Separate partition on HDD to make payments. Virtual desktops are free today.
The banking softwares are working on a much higher bps than 64 bit Windows system. Plus the SSL makes it even more robust. That's why laptops tend to be much secure.
The problem is mainly with mobile phones where links straightway downloads some malware without any permissions. And that's where the problem begins. It's allowing an indirect or backdoor access to your banking system. That's the culprits.
