We have have typically found SBI, PNB and Central Bank the best if only rates are being considered. However, they are very bureaucratic banks – they have a limited list of educational institutes for which they lend and have tedious procedure.
Private sector banks are faster, include large many Indian and foreign institutes and the difference of interest rates might be very less sometimes. Then there are companies like Credila which too lend.
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Do your own diligence and study each aspect important to you carefully. Not everything may be very important to you – hence a weighted index be allocated to the decision points and then finalise. Pre-payment and part-pre-payment should be explored in detail.
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