Amortization Table

Question 

I have a Loan from SBI. I guess when it started it was 10.25% something. Everytime there was a downward revision in interest rates I have availed it. Now it is at 9.5%. I have a feeling that the tenure would have reduced from the initial figure of 20 years. I approached the bank to find out what is the left over period at the current rate of repayment. They still are giving me the same left over tenure as per original loan document. How do I find out how much tenure is actually left out?

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Answer

Ask them for Amortisation Table. It gives breakdown of all EMIs into principal and interest plus, tenure.