Risk is always a perception…
What's risky for one may be an opportunity or even the preferred way of wealth creation for many others.
We need to define our own risk attitude ('how much risk is one comfortable with') and aptitude ('how much risk can you financially take') and then stick to it without FOMO (Fear Of Missing Out) when it is a Risk-On market or unbearable fear when it is a Risk-Off market.
In case of Corporate FDs, of course the situation is not so extreme. A bit of research and, of course, small monitoring after that can easily get you great, safe returns.
You can also invest in govt bonds from the rbi platform. Currently some of them are offering good yield to maturity.
What's risky for one may be an opportunity or even the preferred way of wealth creation for many others.
We need to define our own risk attitude ('how much risk is one comfortable with') and aptitude ('how much risk can you financially take') and then stick to it without FOMO (Fear Of Missing Out) when it is a Risk-On market or unbearable fear when it is a Risk-Off market.
In case of Corporate FDs, of course the situation is not so extreme. A bit of research and, of course, small monitoring after that can easily get you great, safe returns.
Caution
Corporate Fd are risky and thus Choose only AAA rating.
You can also invest in govt bonds from the rbi platform. Currently some of them are offering good yield to maturity.
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