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1. Top 6 banks command 80% market share of cards in force.
2. HDFC Bank has 1.37 Cr cards in force followed by SBI at 98 lac credit cards
3. HDFC Bank commands a market share of 25% of total cards issued.
4. Citibank customers do an avg of 6 transactions a month
5. American Express has the highest Card Spend per Customer per month at Rs 24,284.
6. Avg transaction value per card swipe is highest for Indusind at Rs 6994.
7. By count - 29% of all POS transactions go through HDFC cards.
Rest by count
18% for SBI.
14.7% for ICICI.
9.3% for Citi.
Axis 8.4%.
8. By value - 30% of all POS transactions go through HDFC cards.
Rest by Value.
18% for SBI.
11.6% for ICICI.
6.7% for Citi .
10.5% for Axis
Source : RBI
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