These days a lot of messages are flooded on social media that these are people whose policies are matured but not yet claimed and fraudsters call you to get your bank details. As a thumb rule donot give any individual bank or card details on phone. Instead ask caller to tell you whichorganisation policy he is talking about and visit their branch personally.
At a click of button they can get your details.
Correct Procedure is as below :
Irdai had asked the life insurance companies to provide a search facility on their websites to enable policyholders or beneficiaries or dependents to find out whether any unclaimed amounts due to them are lying with these companies.
Policyholders/beneficiaries are required to enter the details like policy number, PAN of the policyholder, name of the policyholder, date of birth or Aadhaar number, in a window provided on the website of the insurer to find out the unclaimed amount. The insurers have to update information regarding unclaimed amounts on their websites on a half-yearly basis.
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