One will realise that their is not a single perfect medical scheme for senior citizens in India and below chart is an effort to get you best available in the market. Do not blindly follow LIC and do your research in health insurance companies before entering in a health insurance contract.
Health Insurance Portability
The health insurance portability will give customers a choice for moving from one insurance company to another. It offers the advantage of enhanced coverage not offered by the existing insurer and provides options to the unsatisfied customers to switch.
Just remember that health insurance is a long term relationship with an organisation and one should not switch just because of pricing or loading due to a claim. One should evaluate the product features and service levels according to one's requirements and if there is a marked difference in any of these parameters, then only one should think of a change. Thus it is a deliberate decision to be undertaken to get the best medical insurance policy which suits the age and risk profile of an individual. Do not link this policy with any of the investment policies and let it be a stand alone policy.
