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What is Correct Percentage of Loan Against Monthly Income?

At times taking a loan is good and one such loan is a home loan and we advice one and all to go for it as it helps save insurance. However in your exuberance; you must know the Correct Percentage of Loans when measured against your Monthly Income. You can check your loan eligibility through EMI loan calculator here.

The percentages are as appended below:
  • Home loan EMI not more than 45-50% of your monthly take home pay. 
  • Education / vehicle loan, not more than 25-30% of your monthly take home pay.
  • Personal loans and credit card outstanding should not exceed 10-15% of your monthly take home salary.
Last but not least always have an insurance to take care of these contingencies and a term life insurance is best and one must go for it as linking investment with insurance is criminal.

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We Teach and Train our Clients as we want to make sure that clients trade in market as a thorough professional. Charges if any being paid by you are for the teaching and training. We do not provide any stock tips. Your joining is subject to acceptance of our terms and Disclaimer for which link is given on the site at bottom right hand corner. Wherever the word tip is written; it implies an idea which is of informational value and is not suitable for trading. Trade ideas if any are for educational purpose only. We are conducting Seminars to make Professional Traders. Join Now for Bangalore, Chennai and Hyderabad. Leave query through contact form.
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