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HDFC Bank Debit Card International Limit

Gone are the days when you could have had withdrawn your wishful amount from international ATMs as RBI has imposed some additional measures to control the risk associated with international transactions.

HDFC bank has sent an advisory to its clients related to international transactions for the debit card. The advisory regarding international use of your Debit Card is as stated below:

As you are aware, your Debit Card can be used to withdraw money from ATMs, shop at retail stores and also to shop online. These transactions can be done in India and abroad. Keeping in mind the risk associated with international transactions, the Reserve Bank of India (RBI) has directed all banks to apply a separate daily limit for international use of Debit Cards. To comply with these guidelines and to enhance the security of Debit Cards, we have set daily limits on international usage of your card. Accordingly, from 1st December 2013, the daily international usage limit on Debit Cards is being set at Rs. 50,000 per day for all HDFC Bank customers. This will be the total daily limit for use at international ATMs and stores, and for online purchases through international websites. Please note that there is absolutely no change to the daily limits applicable to ATMs and retail stores within India or Indian websites.

How to change international debit card transaction limit?

You can always change (increase or decrease) the international limit* on your Debit Card to suit your needs. Just walk into any HDFC Bank branch during branch working hours; or call PhoneBanking (Click here for PhoneBanking numbers) between 8 AM and 8 PM any day of the week, and your international limit will be changed within 24 hours. You can get HDFC bank customer care number for debit or credit card loss here.

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