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What is Minimum Payment Due on Credit Card?

The plastic card in the hand provides the power to splurge without the worry of paying immediately as you get the free period in which you can make the payment. However as a guideline you must have a financial discipline and you must have the judicious approach while spending and must know the terminology associated with it to avoid being charged at the exorbitant rates.

In this quest we will consider what is the Minimum payment due which is associated with the card payment. To make it simple; one can say that it is the minimum amount that you must pay for the purchases done in that month so as to not attract a penalty for default on payment of card dues.

Our take on the subject is that one should avoid going in for the minimum payment due as carrying forward your payment to the next monthly cycle; will lead to a higher amount due on account of high interest rates plus taxes levied on the credit card.

Just remember that you should use the credit card only if you have the financial discipline and if you are that lucky go merry type who repent with a bill in hand then say a strict no to plastic money.

About the Author

The author tracks financial markets and is a part of research house which provides free stock tips and paid stock tips which helps make money in share market every day and these calls finish by 11:30 AM.

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