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SBI Life 1 Crore Insurance Life Cover - Check its Worth

Please have a look at SBI Life one Crore insurance plan and remember to check the best insurance service provider in India before signing on that dotted line. However just remember that we always advocate term insurance is better than permanent life insurance as it comes cheap and provides all the benefits at a low premium.


#Premiums are for a healthy non-smoker male with policy term of 20 years, level cover option, without service tax.
@No medicals required for a cover upto  75 lakhs for the age upto 35 years. No medical underwriting if no adverse declaration is made
in the proposal form by the policyholder. **As per SBI Life annual report for FY 2012-13.

*For a healthy non-smoker male 25 years old with a policy term of 20 years, level cover option, paying  6,360 as annual premium without service tax (Premium for one day = Annual Premium / No of days in a year =  6,360 / 365 =  17.42 ~  18.00 approximately). Premiums can be paid only in Annual Mode of Premium Payment. Premium mentioned above is indicative and might change subject to underwriting. SBI Life - eShield, UIN: 111N089V01, a non-participating pure term insurance plan. ^For the premium paid on Life Insurance of  1 lakh, save tax upto  33,990 (Assuming highest tax bracket applicable for an individual and subject to provision of Income Tax Act, 1961). Tax Benefits are subject to change in tax laws. Please consult your tax advisor for details. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. SBI Life Insurance Co. Ltd. Registered & Corporate Office: Natraj, M. V. Road & Western Express Highway Junction, Andheri (E), Mumbai - 400 069. IRDA Regn. No. 111. Insurance is the subject matter of solicitation.

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