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How to Avoid ATM Charges?

An individual does get the pinch when one is made to pay for the ATM transactions and in India it has become a reality as soon your banks with which you have account are also going to charge you for cash withdrawal. Till now 5 transactions are free for using other bank ATMs and this may also become a thing of past if RBI approve banks recommendations as they feel that having a security guard at all ATMs is going to cost them a lot. Current account holders do not even get the benefit of even these 5 transactions with other banks.

This charging by the banks is a reality abroad as at certain places USA citizens are paying unto $5 per transaction which is just too steep. As per data available $7 billion was paid by Americans to banks for using their ATMs in year 2010 and same was in the name of ATM charges.

However you can follow these tricks and tips to avoid paying  these charges for withdrawing your own money:
  • To avoid wasting your money on those fees, plan ahead when you know you’re going to need cash. 
  • Plan and with withdraw cash from your banks ATMs.
  • SBI has launched a scheme where you can even get a cash from any point of sale counter by swiping the card. Just check such type of cool deals and join with those banks which will not charge you for this facility.
  • You can also download a mobile app to search for surcharge-free ATMs near you.

Just remember that a penny saved is more than the penny earned as in order to earn a penny one need to invest to get that penny and use this saved money as an incentive to plan your holiday trip or buy any household accessory which you have been longing to have for long. Last but not least remember to get that extra buck by going for our sure stock tip of the day.

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