We all have a tendency to get lured by the appealing ads of these banks asking clients to spend more on the cards as they get commission per transaction for the card usage from the merchant.
We have tested such type of offers and failed to get any promised returns from the banks. Once we went on shopping just in the hope of winning a gold coin from Axis bank for crossing a particular limit. Now when we approached them and we realised that they do not even know about the scheme.
it took us a hell of effort and numerous communication with Axis bank to get that gold coin. Thus as a thumb rule one should use the plastic card only as per the necessity and should not get carried away with promotional offers attached to it.
Have a look at above offer as one will never know that whether one was highest spender among top 300 clients. Earlier also HDFC bank came with an offer to provide a HDFC bag for opening of a new account which they failed to deliver.