We are only conducting Seminars to make Professional Traders. The material published on the blog is of general and educational information only and is not suitable for trading purpose. We do not provide Stock Tips. Please do not make any payment on website. All Material is available Free on the site.

CTS 2010 FAQ & Cheques Validity Date

Reserve Bank of India has issued guidelines on standardisation and enhancement of security features for cheque leaves referred to as CTS-2010. These features are aimed at enhancing customer safety and facilitating easier processing of cheques. You can read more about CTS 2010 here.

RBI has advised all banks to issue only multi-city/payable at par CTS-2010 standard cheques and withdraw Non-CTS-2010 standard cheques by July 31, 2013.

For your convenience, we have listed down few frequently asked questions which will help you identify if your existing cheque book is compliant with the CTS-2010 standards.


Q1: How do I know if my present cheque book is ‘CTS-2010‘ standard compliant?
A: CTS-2010 standard cheques will have letters ‘CTS-2010‘ printed vertically on the cheque leaf (near the perforation on the left side) as shown in the image below.

CTS 2010 cheque identification

Q2: My cheque book is CTS-2010 standard compliant. What do I have to do?
A: You can continue to use the same and there is no further action required.

Q3: My cheque book is not CTS-2010 standard compliant. Can I continue to use it?
A: As per RBI guidelines, Non-CTS-2010 standard compliant cheques will be accepted for clearing up to July 31, 2013. Therefore, we recommend you to replace your Non-CTS-2010 cheque book with a new cheque book at the earliest.

Q4: How do I order a CTS-2010 standard compliant cheque book?
A: You can place a request for a new cheque book through our ATMs, Internet Banking, Mobile Banking, 24-hour Customer Care  or at any Bank branch.

Q5: I have issued Non-CTS-2010 standard post dated cheques (PDCs) for repayment of my loan. What do I have to do?
A: You are advised to convert these into Auto Debit or Electronic Clearing Service (ECS) instructions (at locations where ECS/RECS facility is available) OR You can replace the existing Non-CTS-2010 standard PDCs with CTS-2010 cheques (at locations where ECS/RECS facility is not available).

Most Visited Stocks - Click to Visit Link

We Teach and Train our Readers as we want to make sure that Readers become thorough professionals. We do not provide any stock tips. Please do not make any payments. Your joining or reading content is subject to acceptance of our terms and Disclaimer for which link is given on the site at bottom right hand corner. Wherever the word tip is written; it implies an idea which is of informational value and is not suitable for trading. Trade ideas if any are for educational purpose only. We are conducting Seminars to make Professional Traders. Join Now for Bangalore, Chennai and Hyderabad. Leave query through contact form.
Chart> Nifty A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 0-9