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When is NEFT Amount Credited in Beneficiary account?

Have you ever done NEFT transfer and wonders that what is the time frame in which the amount will get credited to the beneficiary account, than do not look further as you get all information at this page itself

  • As a matter of fact NEFT functions 24x7 and round the year i.e. 365 days and only hiccup is that funds transfer may get delayed.
  • Transactions, once confirmed will be immediately debited from the source account and taken up for processing. Transactions initiated before the cut off time shall be processed on the same day.
  • Transactions processed after the cut off time (After 15:00 hours Monday to Friday and 11:00 hours Saturday) will be debited immediately from the source account but will be processed (for onward transfer to the beneficiary bank) only on the next working day.
  • Please note that once the amount is debited and processed from the bank, the credit into the beneficiary account is completely dependent on the destination bank.

Please note that these were the guidelines listed at Yes bank website for NEFT transfer and we sincerely hope that all the banks follow the same rules because all banks are governed by same set of rules stipulated by Reserve bank of India (RBI).

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