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EBS Lowers TDR for Debit Card Transactions

It is a good news that EBS has taken a lead by lowering the transaction costs and they have sent an email to their clients which states that TDR applicable for all debit card transactions for Master & Visa cards would be 0.75% for all txns below 2000 & 1% for all above Rs 2000/- by Axis Bank directly which will reflect in your account as a blended price for all transactions.

Effect of above announcement
  • Merchants may see varied pricing charges depending on the transactions on daily basis.
  • An invoice would also be sent to you.
Rider

A processing fee of Rs 10/-  per transaction for all debit card transactions where the amount would be debited on monthly basis from the settlements.

Verdict

This is a good effort and can give a boost to ecommerce and they may in turn get more merchants post this announcement.

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