It makes sense to go for the insurance from those Insurance companies which have tie ups with garages and vehicle service points called Network Garages where one can avail cashless transaction facility subject to deductibles and voluntary payment.
- The amount needed to be paid upfront may differ with the brand of your car.
- If you do not take the vehicle to a networked garage, you will not be able to avail the cashless facility but you may get reimbursement of the expenditures on production of relevant documents for the claim.
- One may have to pay for the depreciation of plastic parts as per the age of the vehicle.
This is a good feature as one gets the requisite service without spending a dime as well as one need not pay anything for the insurance repair costs at time of delivery. Maruti also have its own insurance in form of Maruti Countywide insurance products which offers this service through its network of dealers.