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Axis Bank Average Quarterly Balance (AQB) Charge Structure

It is important that one is conversant with latest Axis bank schedule of charges and projected average quarterly charges to avoid paying any unwarranted penalty. Have a look at below info and screenshots to get updated charges and balance requirements.

Axis bank has revised their projected average quarterly balance (AQB) charges and this intimation is popping up on accessing the net banking. The details of latest Axis bank AQB are as appended with details appearing on login are as following:

The message reads that Axis bank periodically review their charges and fee structures so as to stay in line with market practices and related changes. As part of the review, the Average Quarterly Balance (AQB) requirements of various accounts have been revised with effect from next quarter cycle i.e. 15th June – 14th September, 2012.The revised AQB requirements are as below:-

Axis Bank Average Quarterly Balance (AQB) Charges

Axis bank Latest Average quarterly balance charges

  • The AQB charge waiver on the mentioned product codes basis the fixed deposit relationship value will be discontinued from next quarter cycle i.e. 15th June – 14th September, 2012 onwards. *The requirement is on the Half Yearly Average Balance.
  • There is no change in AQB balance requirement for the products not mentioned in the above table. Your product/scheme code is given on the front page of the account statement. For any clarification please contact your branch. Non-maintenance of AQB balances attracts charges as per extant guidelines.
  • Also, we have revised our Cash Transaction Limits and Charges for Anywhere Banking services, which allow you to deposit or withdraw cash at any Axis Bank branch pan India.
  • These charges will be calculated on a monthly basis and will come into effect from 15th May 2012 to 14th June 2012 (monthly charge cycle).

Axis Bank Charge Structure


*In addition to the above-mentioned charges, service tax/other applicable taxes shall be charged and payable by the customer as per government rules and regulations. Charges shall not be applicable on Cash transactions at Axis Bank ATMs.

Following products are excluded from the above changes - Wealth (All schemes), Privee (All schemes), Retail Trust, Government Trust (All schemes) and the following schemes are excluded from cash charges: SBNRE, NREPM, NREPI, NROPI, NREZR, NRISL, SBMIA, PBNRE, SBSDF, SBSTF.

It is very important that one ensures minimum balance in the bank account for the quarter (qtr) to avoid paying hefty penalties which comes as a shock of the life.

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