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It is Easier to Own Homes Now – Property is Comparatively Cheaper

Well if you have been sulking that you should have had bought a house way back in 2002 and now property price is beyond your reach, than take a break and read below info as now owning a house is easier as compared to year 2002.

Now houses have become more affordable as salaries have increased at a faster rate as compared to year 2002 salaries. During year 2002 the average purchase price for a house was Rs 12 Lakh which has risen to become 40 Lakh in present time frame in year 2012. However salaries have risen faster. The same period saw the average borrower's salary rise from Rs 2.45 lakh to Rs 8.3 lakh. As a result, affordability - measured by the home price as a multiple of annual salary - has improved. This report has been compiled by HDFC.

So do not wait more and take a home with home loan and enjoy the tax breaks by owning your own home where you can live without any tension of the landlord.

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