What Did SIP Investors Teach the Market During the March 2020 Test?
About the March 2020 Test
The initial months of the pandemic in March 2020 created extreme fear in markets. While one group of investors panicked and stopped their SIPs, another group quietly continued — not because they were fearless, but because they believed in the long-term power of consistency.
As markets recovered, the disciplined group emerged as the clear winner. Their commitment to the process — not their ability to predict — defined their success. The SIP stoppage ratio, which was 81% in May 2020, fell to 55% by year-end, showing renewed investor conviction.
Active traders use Nifty Futures guidance for momentum alignment, while swing participants refer to Bank Nifty Futures advisories for trend continuation. Both reflect the same philosophy — follow structure, not emotion.
Investor Takeaway
Markets reward process-driven conviction. Indian-Share-Tips.com Nifty Expert Gulshan Khera, CFP®, who is also a SEBI Registered Investment Adviser, states that disciplined SIP investors and patient traders share the same DNA — faith in the process. Discover more insights at Indian-Share-Tips.com, which is a SEBI Registered Advisory Services.
Related Queries on SIP Discipline and Market Lessons
- How did SIP investors outperform during the Covid-19 crisis?
- What does the SIP stoppage ratio reveal about investor psychology?
- Why does consistency matter more than prediction in investing?
SEBI Disclaimer: The information provided in this post is for informational purposes only and should not be construed as investment advice. Readers must perform their own due diligence and consult a registered investment advisor before making any investment decisions. The views expressed are general in nature and may not suit individual investment objectives or financial situations.











