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Kotak Bank Ace Savings Account

A number of variants are popping up with banks to entice clients and in this league we have Kotak Ace Savings Account which promises to provide maximum free banking services. This is a top end Savings Account with average quarterly balance as Rs 50,000.

The benefits of Kotak Ace Savings Account are as listed below:

  • Free Access to all Domestic and International VISA ATMs
  • Free Gold Debit Card
  • Free Add-on and Supplementary Gold Debit Card
  • Three NMC Waived Edge Savings Accounts for family members*
  • Free Demand Drafts (Unlimited at Kotak locations)
  • Free RTGS
  • Extended Debit Card withdrawal limit of Rs. 1.75 lac per day through ATM / POS
  • 15% Discount on Locker Rent *
  • 2% Discount on Gold Eternity Coins & Bars*
  • Waiver on first year Demat Annual maintenance charge
  • Free outstation cheque collection

However choose the account type with deliberation as God forbid you did not maintain minimum balance of Rs 50000 per quarter and you will get a shock of your life in form of penalty charges being levied and one definitely feels the pinch due to unnecessary deductions.

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